Mortgage rates are still at all-time lows. According to Federal Reserve Chairman, Jerome Powell, he says he sees "no interest rate hikes on the horizon as long as inflation stays low." Still many people are finding it difficult to reach a mortgage lender who will refinance their loan.

• How to find a mortgage broker or lender during COVID-19.
• When should you lock your rate?
• Should I lock in with points to get a lower mortgage rate?
• When is it time to refinance? When your rate is a point or half a point below your current rate or are there any other strategies?

For Adults ONLY

Eventbrite registration is required. Registration will end on Tuesday, February 9 at 12 pm. Participants who have registered will be given access credentials on February 9 by 3 pm.

This program is sponsored by the Santa Clara City Library Foundation and Friends and Keypoint Credit Union.

If you have questions about the program, please contact Northsidelibrary@santaclaraca.gov