2022 lending limits have changed for the better and mortgage rates are still at historic lows. Learn from our mortgage and lending expert:

• What are the new 2022 new lending limits and how can future and current homeowners capitalize on the new rules.
• Maybe you refinanced earlier during the pandemic. Should you consider refinancing when your mortgage rate is lower than .25 or .50 percent?
• How to expedite the mortgage process and paperwork to lock in a prime rate. When is a good time to lock in a rate?
• Mortgage strategies if you planning to own your property less than 5-10 years versus owning your property for a lifetime.
• When and why do rates change?

For Adults

Eventbrite registration is required. Registration will end on Wednesday, February 2 at 5 pm PST. Participants who have registered will be given access credentials on February 2 by 6 pm PST.

This program is sponsored by Keypoint Credit Union and the Santa Clara City Library Foundation and Friends.

If you have questions about the program, please contact Northsidelibrary@santaclaraca.gov.